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WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Tuesday, January 15, 2013

Bad Credit Personal Loans Welcome Poor Creditors


Inflicting bad credit on your credit report is akin to damaging your prospects in the financial world. But it is certainly not the end of the road. Even with a poor credit status it is possible to acquire finance for those purposes that demand you to take monetary help. You can do this through a bad credit personal loan.

Bad credit personal loans are loans advanced for personal use regardless of the poor credit status of the borrower. You may have one or more of the following in your credit report:

short term cash loans, payday loans without a check, cashloans online without bank account,

* Arrears

* Defaults

* Late payments

* Unpaid credit card bills, store card bills or utility bills

* County Court Judgments

* Individual Voluntary Arrangements

* Bankruptcy.

A low credit score is also eligible for a bad credit personal loan. If you are registered for a FICO score, than you are said to have a low credit score if it is below 580.

There are no compulsions as to whether you should provide collateral or not for a bad credit personal loan. It depends upon your choice. A secured form of these loans will provide you an amount in the range of £5000 to £100000 with a repayment that can be anytime from 5 to 30 years. If you cannot provide collateral or do not want to there is unsecured option available. Here, the loan amount is limited to £25000 and the repayment term shortened up to 10 years. However, the interest rate might be a little higher.

Speaking of interest rates, bad credit personal loans tend to carry higher rates than conventional loans. But this should not be read as a cause for despair. Lenders abound by the droves and owing to the competition in the lending market, rates differ as the lenders differ. By checking out their online sites and comparing their free quotes, you will arrive at a knowledge about where affordable rates can be obtained. Then with the help of your bad credit personal loan, you can make a number of endeavors possible and have your credit repaired with the timely completion of your repayment.


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