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WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

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Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Monday, January 7, 2013

Bad Credit Unsecured Personal Loans - Easy Finance Despite Credit Problems


Those people who carry bad credit tag when applying for a loan, they do not usually get loan approval easily and even if they do get, the loan comes at harder conditions placed by the lender if unsecured loan is asked for. Bad credit unsecured personal loans however are especially meant for bad credit borrowers who have in their names late payments, payment defaults, arrears or cases of CCJs. So, bad credit never is an impediment.

Bad credit unsecured personal loans ensure that people with damaged credit history also get loan without many hurdles. The lender in approving the loan only sees the repaying ability of the borrower. Lender therefore sees the borrower's income and employment documents along with employment records. Once repaying capability is in place, the lender usually approves unsecured personal loans for bad credit people. But it would be better if you can pay off easy debts first so that you improve credit score to get the loan at better rate.

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Note that bad credit unsecured personal loans carry higher interest rate as lenders cover for risks. In fact if you are ready to pay interest at higher rate, unsecured personal loans is easily available despite bad credit as lenders earn good business from you. But take rate quotes of different lenders for comparing them, this enables in getting a loan at competitive rate. As bad credit borrower you get smaller amount as unsecured personal loan depending on your income and repaying ability. Bad credit unsecured personal loans have a shorter repayment duration ranging from 5 to 15 years depending on loan amount and borrower's repaying ability.

Prefer online lenders over banks and financial companies while availing bad credit unsecured personal loans. Online lenders charge interest at lower rate as compared to other lenders. Also online lenders do not charge any fees on processing loans and providing necessary information about taking the loan.


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