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WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

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Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Monday, January 14, 2013

California Bad Credit Loans


Many people incur some kind of loan to pay urgent expenses. Loans can be obtained to settle outstanding bills, pay school fees, buy a house or pay medical bills. Financial institutions and lenders in California offer financing to people at affordable interest rates. These loans are easily available for people with a decent credit history. People with a bad credit history are also eligible for loans in California, but at higher interest rates. Many banks and financial institutions reject the loan application of borrowers with a bad credit score. Such borrowers can procure loans from private lenders who are willing to take a risk.

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Borrowers must first obtain a copy of their credit report to determine if they are eligible for a loan. It is easy to obtain a free copy of the credit report from any of the three main credit bureaus. Borrowers can always improve their credit score by regularly repaying their loans.

Borrowers can obtain unsecured bad credit loans from private lenders. These are high-interest loans due to the absence of collateral. Interest rates for bad credit loans depend on several factors, such as the credit score and monthly income of the borrowers. The interest rates also vary according to the loan amount.

Borrowers must obtain quotes from several lenders and other financial institutions. These quotes give a fair idea about the eligibility, the loan interest rates and how much the borrowers need to pay per month. Borrowers can get free quotes by simply filling out an application form online.

Generally, all lenders limit the amount a borrower can borrow owing to their poor credit history. By doing this, lenders reduce the risks involved in bad credit loans.

Mortgage home loans are also available in California for borrowers with a bad credit history. Borrowers can use these loans to buy a house or refinance their mortgage.


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