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WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

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Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Sunday, January 13, 2013

Finding Bad Credit Personal Loans


Personal loans can be of great aid if you are experiencing huge tax bill, car repair bill, or another large expense. However most of the times a history of bad credit can intervene in the process of availing personal loans. Bad credit history can be due to mistakes like default arrears, CCJ (County Court Judgments), IVA (Individual Voluntary Arrangements), bankruptcy, late payments etc.

Bad credit personal loans are offered with two options. The first one is the secured form which lets you access a loan amount ranging between £5,000-£75,000 with a reimbursement period of up to twenty years. These loans are offered against collateral submissions and if you are able to pledge collateral of higher equity then you can borrow greater loan amounts.

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The second type of personal loans is unsecured loans designed for people who are not property owners or can not pledge any collateral submissions. These types of loan can avail you of loan amount in the range £1,000-£25,000 with a reimbursement period of up to ten years. However the interest rates levied on unsecured loans is higher.

In order to determine whether you can qualify for bad credit loans or not, you need to complete an online application form. The form generally requires you to fill your full name, address, income, and other pertinent financial information.

Usually, it is observed that money lenders show most interest towards secured personal loans for people with bad credit due to them having to secure the loan with a high value asset. With the added interest in offering secured loans you can often find better deals by comparing the market.

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