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WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

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Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Tuesday, February 19, 2013

Bad Credit Unsecured Loans - Money for Your Needs


You are perceived as a high risk borrower if you happen to be a poor creditor and this reflects in the reluctance that lenders practice in the disbursal of conventional loans. Not being able to furnish any security only worsens the case. But you need not worry anymore as bad credit loans have been tailor made and you can avail them in monetary crises.

A bad credit can be imposed due to a variety of reasons, some of them being

- Having CCJ's( County Court Judgments) against you

- Declared insolvent or bankrupt

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- Having arrears

- Defaulting in the repayments of erstwhile loans

These loans do not need any collateral to be pledged in lieu of the money and are specifically targeted to serve the poor creditors. To negate the apprehension of the lenders you need to take them into confidence by showing your repaying potentials. You can achieve this by showing your employment proof or sound bank statements can also do. Apart from these, lenders seek that you must be above 18 years of age and a permanent resident of UK. If you successfully meet these criteria you can harness these loans pretty comfortably.

With unsecured bad credit loans you can arrange an amount nearing £25000. The rates are variable depending on lenders, the extent of your bad credit and your current financial propositions. The typical rate hovers around 9% APR and can shoot up. The reason for the high rate is your bad credit and non availability of any collateral. You are supposed to refurbish these loans within 10 years and people have been easily achieving this. Keep this thing in mind that an unprofessional approach regarding this can only trouble you in future.

You can look for unsecured bad credit loans in physical market which consists of high street banks or you can go for the online lenders who are available on the Internet. The online way is an easy and comfortable one as you can pass through the entire ordeal of availing such loans with a few clicks.


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