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WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

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Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Thursday, February 7, 2013

Finding The Best Deal On Bad Credit Loans Online


If you are unfortunate enough to have a bad credit rating then you will probably know how hard it is to get any kind of credit. Lenders will turn you down for as loan as you are seen as too big a risk even if the credit problem was long in the past and you are back on your feet again. When it comes to loans for those with a bad history of credit then they are available and your best option is to look for the best deal for bad credit loans online.

A bad credit loan is a loan that usually has a higher rate of interest attached to it so you aren't going to be able to benefit from any cheap rates of interest; however it is essential to look around when it comes to a bad credit loan as the rates do differ slightly. Lenders will also vary their criteria for you getting the loan with some being stricter than others.

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Bad credit loans can be found online in two different formats, the secured bad credit loan and the unsecured. Of course the secured is usually the easiest to get as this requires that you put something of substantial value down as security in case you should falter on the loan, this is usually your home.

The unsecured bad credit loan is much harder to get if you have a history of bad credit, with this type of loan the lender is taking a huge risk on you. While this type of loan is harder to get, it can be found online and the bonus of it is that you don't have to secure your home on the loan. However as it does pose a higher risk to the lender then the rate of interest will usually be much higher.

When it comes to looking around for bad credit loans online then it is imperative that you do as much research as possible. While the interest rate will be higher than that of a normal loan, different lenders do vary. If you aren't sure about the type of loan or what you are getting yourself into then look for a broker who can help you decide and find you the best deal.


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