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WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

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Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Friday, March 15, 2013

Be Informed About Personal Loans for People With Bad Credit


Knowledge is power, so they say. Meaning, you cannot be effective in everything you do if you know nothing about it. Taking out a loan is not an exception. If your brain is confined to the knowledge that only people with good credit rating can take out a loan and so you sulk in the corner about you bad credit rating then it's time to upgrade your knowledge. Nowadays, personal loans for people with bad credit do exist and the more you know about this loan, the better.

Personal loans are unsecured loans that can be used by the borrower for any purpose. This means that the lender will never ask you about the purpose of your borrowing. Thus, you can use the money in anything; may it be something urgent and would need immediate attention like medications and car repair, something that can wait some time like home renovations and improvements or something that is not really that important like splurging in shopping and a luxurious vacation.

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Since these loans are unsecured, the lender will not ask you to make any of your current assets or properties as collateral to the loan. You need not worry about your car or your house at risk of repossession by the lender in case you need to default the loan. But since you have a bad credit rating, the lender will have to ask you for a co-signer - someone whose credit rating is good and whose job and source of income is stable. This co-signer will have to shoulder your financial obligations once you default on the loan.

With so many financial risks that the lender has to cover for bad credit loans guaranteed approval, it is then expected that they "get back" by charging very high interest rates. Not only will this protect the lender's money but will also ensure a return of investment. Therefore, if your purpose in taking the loan out falls in to the category of "can wait" or "not that important", you may want to rethink your decision in borrowing money for that purpose. It is highly recommended that you work on restoring your credit rating first. After which, you can then take out a loan, enjoying a regular interest rate.


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