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WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Friday, March 8, 2013

Learn the Basic Requirements of Personal Loans For People With Bad Credit


In the current financial climate many people are facing the harsh reality that they are in need of more funds to help them get by. The reasons for needs a boost of cash flow are numerous; an emergency medical expense, falling behind with creditors, unexpected vehicle or home repairs. No matter what the need more and more people are looking for help. The problem is more and more people are dealing with the effects of bad credit. Getting help from a financial institution is difficult if your credit rating is poor.

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Personal Loans

There is a solution. Many lending groups and financial institutions are offering personal loans for bad credit. These loans and designed for people who have bad credit and are in need of an influx of cash to help get them back on their financial feet. With so many lenders and so many types available if you are finding yourself in a financial pickle now is a great time to look into personal loans for bad credit.

Basic Requirements

Like with anything in the financial sector there are some requirements to getting approved for a personal loan for poor credit.

Many countries will require you to be living in the country of the institution and a citizen of that country.

You must be at least 18 years of age to apply for a bad credit loan.

If you have something to put up as collateral, like a house of vehicle, it will help the process go smoother and keep costs down.

Showing proof of steady monthly income will often be a requirement. If you can show employment from the same company for at least six months this is desired. At the very least if you can show employment from the same industry for a longer period this is also desire.

Having an active bank account in good standing could also be a requirement for getting a bad credit personal loan.

Term Loans

Often financial institutions that offer bad credit personal loans will put a tight payback time frame on the loan. This means that you might only get 14 to 35 days to pay the loan back in full. Before signing any loan paperwork make sure you know when payment is expected. Be realistic with what you can afford to pay back and when. Defaulting on a bad credit personal loan is only going to get you into further financial trouble. If getting a longer pay back time frame is necessary then make sure that you shop around to the right financial lending group that can offer that to you. Don't settle with the first loan company you come across. Make sure to read all of the fine print so you know for sure what you are agreeing to.


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