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WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Thursday, April 4, 2013

All About Bad Credit Loans


After the recent mess in the economy that we are still dealing with, hundreds of thousands of homeowners had to go into foreclosure, and even file for bankruptcy. Because of this, their stress levels have increased dramatically. Not only did they just lose their home to a mortgage that they could not afford, but their prospects of getting another loan for another house anytime soon with the bad credit they now have seems slim to none.

Mortgage Possibilities:
Don't fret though, there are actually several ways to get a bad credit mortgage or loan to help rebuild both your life and credit score. There are many banking professions which deal only with people who have bad credit due to foreclosures or other financial mess's they may have got themselves involved in. These creditors can go by several different names which may include, sub-prime market lenders, b,c,d lending, risky mortgage associates, or simply bad credit loan officers. These people are usually trained thoroughly in helping out those with bad credit who are looking to restart their financial lives.

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Interest Rates:
People with poor credit however have to expect to pay much more in terms of interest. When a person with almost perfect credit will be approved for a 6% mortgage, someone with a credit score in the range of 400-570, meaning they are either in foreclosure, or close to it, could expect an interest rate of 8.5 - 12%. That is a major difference and on a $200,000 loan could mean the difference between paying $1,200 a month or $2,000 a month.

The main thing to take from this though is that if you really need a loan, it will be possible after some time. Don't get too flustered, and understand that there are millions of people in the US alone going through the same mortgage mess, with bad credit, would are also looking for a loan to get their lives back on track.


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