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WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Sunday, April 28, 2013

Getting a Bad Credit Home Loan - A Sensible Option


Are you sick and tired of making monthly mortgage payments for your landlord? Do you really want to buy your own home? If so, there's good news for people with bad credit who are fed up with the payments month after month. Now such individuals can buy a home. There are many lenders that offer home loans for people having low credit profile. If you are considering taking a home loan with poor credit, here are some important facts regarding bad credit home loans that might be helpful for you.

Benefits of a Bad Credit Loan

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Bad credit home loans are introduced in the financial market to help people borrow money with their low credit profile without pledging any security against the loan. In fact, these loans are the suitable option for the non-homeowners and tenants. There is a considerable increase in individuals obtaining a loan with poor credit due to various reasons such as:

• Bad credit home loans are not required any collateral.
• They offer you faster loan processing and less documentation.
• Such type of loans may not come with low interest and small payments but they will benefit you.
• They not only help you use the funds to pay off your outstanding debts, but you may make regular payments each month that increases your credit score.
• The amount offered to individuals is less than $1500.
• Interest rates as high as 30%.
• Another benefit is that it allows you to pay off the loan within six to ten years which is shorter than secured loans.
• Making all of your payments on time will enable you to qualify for a traditional loan by the time your personal loan is paid off.
• In fact, they are an appropriate and suitable option for people with credit challenges and need of immediate financial settlement without any lengthy documentation process and checking.

Choosing a Bad Credit Home Loan

While opting for poor credit home loans, you are required to pay off slightly higher interest rates in order to cover the perceived higher risk. However they do not need any collateral. The time frame for payoff of your low credit is much less than the period offered by secured loans. Any sort of evasion might lead to the unavailability of any further mortgages.

All in all, getting a bad credit loan is much faster than secured loans. There is no any fear of losing the property or asset in case of bankruptcy or liquidation. They can also be used for debt consolidation which involves merging all loans and debts into one single loan with a single monthly payment.


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