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WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Thursday, April 11, 2013

Loans For People With Bad Credit Rating - Credit Is Not At All A Hassle


Introduction

We all stumble upon hard financial times. Financial trouble can prove to be a hurdle in our day-to-day life. Moreover, unexpected expenses often arise without caveat. And when you have a bad credit history, things are worse. There may be many reasons which can affect credit scores like arrears, defaults, county court judgments, bankruptcy, any failure on repayment of other borrowed finance or any debt settlement ,or utility bills etc. There is a common delusion triumphed among the borrowers that bad credited people cannot get loan or face difficulties to get a loan. This is no more a problem in these days.

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Advantages

You need not roam around world for getting debts keeping a tag as bad credit holder. If you try for getting loans other than bad credit loans, your effort may go in vain or you may get loans for high rates of interest. It will be better for you not to take loans rather than taking loans with high rates of interest. So the best option available for you is loan for people with bad credit rating.

Types of loan schemes available

For people with bad credit there are two easy ways available for them in market:

o Secured loan for people with bad credit rating.

o Unsecured loan for people with bad credit rating.

For getting secured loans for people with bad credit you need to submit some collateral to the lender. The collateral can be any of your personal assets. Personal assets involve any of your own properties like car, land, jewelery etc,

An unsecured loan for people with bad credit doesn't ask you to submit any collateral to the lender as secured loans for people with bad credit ask you. But remember the point that you will be able to get less amount with secured loans at little bit high rates of interest.

Loan amount and interest rate:

The loan amount varies from £1000 - £5000 and the rate of interest ranges from 13% to 20 % APR depending upon the assessment of the collateral and your repayment capacity. Span for repayment is usually 2 to 5 years.


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