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WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

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Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Wednesday, May 15, 2013

Bad Credit and County Court Judgements


If you have borrowed money and for some reason you defaulted in repayment of the loan amount, there is a possibility that the lender may initiate a court claim against you. When the lender does it, you get a letter to the effect that someone is making a County Court Claim against you saying you owe some money to him/her. If you admit and pay the amount claimed, you can avoid a hearing or judgment. If not, there will be a hearing and finally the Court will decide whether you have a debt to pay or not. The court may also prescribe the amount and the manner of repayment. When the court issues an order directing you to repay the debt, this order is called a County Court Judgment (CCJ).

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A CCJ is recorded on the Register of County Court Judgments for six years. You can avoid your name from entering the register by paying in full the amount of the judgment within one month. Normally, when a CCJ is entered against you in the register, it becomes difficult to raise a loan. Financial organizations, banks, building societies and loan companies use the registered information in deciding whether you should be given loans or not. However, despite CCJ, there are still options available to you in the form of bad credit personal loans .

Bad credit loans may be secured or unsecured. The former type of loans requires you to furnish collateral which is generally your home, whereas the later ones do not require any such formality. However, unsecured bad credit loans are not easy to procure. Even if you get them, the rate of interest will be very high and the repayment period very short.

Bad credit loans may be personal loans, business loans, debt consolidation loans, holiday loans, car loans, etc. You can find them with many lenders in the UK financial market.


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