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WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

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Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Wednesday, June 5, 2013

Personal Loans For People With Bad Credit


At some point in time, some people just need to file for loans because they need to pay back their credit. This can be often difficult especially for people with bad credit history or poor credit scores. However, this does not mean that people cannot avail of loans anymore. There are some personal loans for people with bad credit. The good thing about these personal loans is that they are easy to pay off in the long run on a monthly basis. Here are a couple of those loan types.

Secured Loans

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The first kind of personal loans for people with bad credit are called secured loans. These loans are nice to have because they allow you to pay low monthlies. The other advantage is that it can take a long time to pay off the loan but of course this can also be seen as a drawback as well. However, lower interest charges are enjoyed with this kind of loan and this can mean it is cost-effective for anybody who avails of it. Now the drawback is that you will need to pledge something in exchange for the loan, a kind of collateral. This can be in the form of your personal vehicle, your house, or any other items that will help back your loan. If you do not have assets like these, you might have a harder time getting the loan. These collateral are needed to help give more peace of mind to the lenders that you will be able to pay back the secured loans.

Unsecured Loans

These types of personal loans for people with bad credit are different than secured loans. You do not need collateral to back the loan in this case but this means that the interest rate is higher. This is the case because since you do not offer any collateral, the lender can view this as a risky transaction because there is no guarantee that you can actually pay back the loan. So this kind of loan is actually based on how trustworthy you are as a borrower and they will really investigate your credit on this account.

You may also be wondering about loan amounts when it comes to personal loans for people with poor credit. They can range anywhere from 500 dollars to up to 25,000 dollars depending on the lenders. However, do not expect that you can get the amount that you really want because the lenders are the ones who will ultimately decide.

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