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WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Sunday, July 21, 2013

Pay Day Loans - A Review of 3 Different Pay Day Loan Lenders


Finding the right pay day loan lender is not always easy. There are hundreds of lenders that operate in the UK. And then there are many more brokers that are online too and on the surface appear to be lenders.

There are a few steps you can take to finding the right loan for your needs. And the first one is reading payday loan reviews by customers and review sites. This will help you avoid signing up with a scam lender and paying charges that are far higher than other lenders.

There are 3 lenders in the UK we've identified that have services and charges worth checking out, and they are:

fast cash loans, bad credit cash loans, cash to payday loans,

1. Quick Quid

Quick Quid has a simple application process and one of the fastest turnaround times in the industry. From approval, the money will be deposited in your account within the hour. And the application process will not take more than 5 minutes to complete.

Quick Quid lend up to £1000, but you won't be approved for more than £400 on your first loan. After a few successful times of borrowing, they'll be able to increase your loan amount.

To be eligible for a loan with Quick Quid, you should be at least 18 years of age; have a valid bank account with a debit card; must be employed; and be a resident of the United Kingdom.

Overall, Quick Quid is a good lender but they've received many negative reviews from previous customers. And one of the biggest complaints is that they were approved for a loan but had to contact Quick Quid to get the loan because of delays.

2. Payday Express

Like Quick Quid, Payday Express charges £25 for every £100 you borrow. And you repay your loan on your next payday. They lend between £80 and £800, but it's unlikely you'll get more than £300 on your first loan with them. But this will be increased each time you borrow till you reach the maximum.

Payday Express is more flexible than many other lenders in their requirements. And they don't only accept full-time employed applicants; but will also accept if you're part-time employed or are an agency worker. All that they require is that you earn at least £750 per month. And like other lenders, they require you to be at least 18 years old, have a bank account with a debit card and be a UK resident.

3. PaydayUK

PaydayUK has many good features and many names too. One of its other names is MEM capital and it operates a number of websites which you may be familiar with. As strange as this may sound, PaydayUK is no scam lender and has been one of the longest running lenders in the UK.

One of its best features is that they don't carry out any credit checks, so County Court Judgements (CCJs) or Defaults on your credit file won't affect your application. They also don't require any paperwork and they approve your loan instantly.

Summary

These three lenders have similar features and have received many positive reviews. They also have similar charges and allow you to rollover your loan if you need to.


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